super.money API Integration & Open Finance Solutions

UPI, UPI Card (Card-on-UPI), savings/fixed deposits and loan interface protocol analysis and runnable API delivery

Starting price
$300 starting
OpenData · OpenFinance · Protocol Analysis · UPI / Lending

Safely connect super.money's payments, card issuance, wealth management and lending capabilities to your backend

We provide compliant data interface implementations for super.money: including superUPI payments, UPI-based virtual cards (superCard), fixed deposits (superFD), and pre-approved loans (superCash), along with other business modules.

superUPI payments & callbacks — supports QR code payments, payment confirmations, callback retries, and reconciliation exports (JSON / Excel).
superCard (UPI-linked card) authorization — card application, KYC workflow mapping, debit/credit and reconciliation, supports bank cooperation for issuing and reporting chains.
Wealth management & loan product interfaces — opening/redemption of fixed deposits, pre-approved small loans application/disbursement/ repayment planning and delinquency management.
Transactions & rewards management — cashback / promo event capture, coupon validation and earnings accounting interfaces.
Get a quote View deliverables & samples

What we deliver (examples)

Standard deliverables

  • API specifications (OpenAPI/Swagger) with sample requests/responses
  • Application protocol and authorization flow analysis (sessions, tokens, signatures)
  • runnable backend source code (Node.js / Python) with Docker deployment templates
  • Automated tests, interface validation scripts and test data
  • Compliance guidance (privacy, data retention, logs)

Sample API: transaction reconciliation (pseudo)

POST /api/v1/supermoney/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'user_abc123',
  'from': '2025-10-01',
  'to': '2025-10-31',
  'type': 'UPI|CARD|FD|LOAN',
  'page': 1,
  'page_size': 200
}

Response: {
  'status':'OK',
  'total': 378,
  'items':[ { 'txn_id':'T123','date':'2025-10-12','amount':-250.00,'category':'UPI','status':'SUCCESS' } ]
}

Use-case highlights

Focused on stable authentication chains, merchant consistency checks, batch reconciliation efficiency and adapters for ERP/CSV/Excel exports. Supports authorization-based data extraction and event-driven transaction pushes.

Core advantages

  • Rapid delivery: protocol analysis → PoC → full delivery; typical projects 5-15 business days
  • Compliance-first: all implementations based on client authorization or public APIs; supports regulatory requirements
  • Cross-platform: Android/iOS authorization flows and backend SDKs (Node/Python/Go)
  • Extensible: supports bulk sync, incremental webhooks, and high-concurrency exports
  • Auditable deliveries: request/response logs, consent records, NDA and operations guidance

Security & Privacy

All integrations are based on client authorization or official public APIs. We provide privacy-preserving guidance and secure code audits, with logging and data minimization strategies aligned to local regulations.

API Integration Guide (Quick Start)

  1. Clarify required features: payments / card issuance / deposits / lending and priority modules.
  2. Provide or request test credentials: merchant id, API keys, test environment URL, callbacks.
  3. Protocol analysis: identify authorization flow (OAuth/JWT/signature) and key payload fields; output API specs.
  4. Development: deliver runnable services with auth, retries, idempotency, reconciliation and export features.
  5. Validation & delivery: include Postman collections, OpenAPI docs and automated test cases.

Common credentials: merchant ID, API keys, certificates (if any), test cards/accounts, callback whitelist IPs.

Security & Compliance Notes

  • Minimize data storage: retain only essential transaction metadata and compliance logs
  • End-to-end encryption and signing: protecting sensitive parameters with signatures or HMAC
  • KYC / risk: support risk scoring interfaces from partner banks/loan providers
  • Compliance with local regulations (RBI/NPCI/DICGC etc.) and provide compliance documentation

About us

We are a studio specialized in App API integration and authorization protocol analysis, with team members from payments, banking tech and security. We deliver end-to-end services from protocol analysis, interface reconstruction, OpenData/OpenFinance integration to runnable source code and documentation.

  • OpenFinance/OpenBanking standard delivery
  • Expertise in Android/iOS authorization flows and SDK packaging
  • Deliverables include: runnable source, OpenAPI, test scripts and compliance guidance
  • Transparent pricing, starting at $300 with pay-on-delivery options

Contact Us

To get a quote or submit your integration needs, please visit our contact page:

Go to Contact / Submit Request

📱 super.money Official Features Overview (translated / appendix, collapsible)

Overview

super.money is an app covering a multi-finance stack including credit cards, UPI (superUPI), fixed deposits (superFD), and lending (superCash). The following features are described for functional understanding and integration planning.

Main features (excerpt)

  • superUPI: supports UPI payments with high cashback offers; usable across multiple e-commerce and travel platforms.
  • superCard: UPI-based credit card product, issued with banks such as Utkarsh Small Finance Bank; low entry barrier and credit score uplift potential.
  • superFD: flexible fixed deposits with attractive rates; RBI regulation and DICGC deposit insurance coverage up to a limit.
  • superCash: pre-approved micro-loans from multiple lenders, competitive rates, quick disbursement and easy repayment flows.
  • Partners: claims of NPCI/RBI recognition and collaborations with listed banks; integrated within ecosystem partners.

The above content is provided for feature description purposes and for technical integration planning. Access to interfaces must be authorized and comply with applicable laws.